Lidya loan: how to apply, interest rate and others - Startuppreneur
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Lidya loan: how to apply, interest rate and others

Lidya is a loan company that give loan to individual and business in Nigeria without collateral or paper work you will secure their loan and you can obtain up to #500,000 loan. Apart from loan they also offer business tool that can help company grow their business.

Though they lay more emphasis on business loan, individual can also take loan from them as long as you they have good credit score.


Requirement to obtain loan from Lidya

To take loan from this loan company you need to meet up with their requirements which are

Have bank account and BVN


Have good credit score

Have source of income

You must not have defaulted on any loan before

Be above 18 years of age


Have smart phone

How to apply for lidya loan

The process is not mush, head over to lidya

Register with your name and BVN

After this you will be login to your dashboard

On your dashboard locate and click on loan

There you will see deferent types of loan

Click on individual loan or business loan if it what you want

The next page will show you the amount of loan you are eligible to obtain.

Click it and wait for disbursement

If everything goes right the loan will be disbursed in 30 minutes of submitting your application

How much you can loan from Lidya

For business you can obtain more than #500,000 loan while individual loan is below #500,000.

For the first timer the loan you will be eligible for may not be more than #30,000 but as you take loan and payback amount of loan you can obtain will increase.

Lidya loan interest rate and repayment period

The interest rate of Lidya depend on the amount of loan obtain and the credit score of the recipient. It is between 5% to 30%.

Their repayment period is between 1 month to 12 months. For first timer your interest rate will be high and the repayment period will be low until you prove yourself by paying back regularly.

Repaying your lidya loan

You can repay your loan with ATM card or transfer to their account number. You can contact them for the account number. When making transfer ensure you have correct account number to prevent story that touch

Is Lidya loan legit

Yes the loan company is legit they have presence in 5 countries of the world including Nigeria. They have given out loan ton many people.

Lidya is professional they will not send defamatory message to your contacts.
Apart form loan lidya help business to grow by offering them business tool

What I like about Lidya

  • They are professional loan company
  • They give out loan to business and individual
  • Their registration process is not hard

What I don’t like about the lidya loan company

  • They are strict, if you have bad credit score you will not be given loan
  • The loan they give to first timer is small

Lidya contacts

Address: 2B Oko-Awo Street, Victoria Island, Lagos, Nigeria


Email Address: [email protected]


Lidya is one of the genuine loan company in Nigeria, their loan process is not hard and they are fast in disbursing loan, once your application is approve you will see alert in 30 minutes.

Take loan that you know you can pay back to avoid embarrassment.

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