Swift naira loan app is a genuine loan app, they will give you loan without collateral or paper work in Nigeria . You don’t need to go to any location with your smart phone and internet network you are good to go.
With swift naira loan you can obtain up to #100, 000 loan without collateral or guarantor and their loan processing is very fast within an hour of submitting application your loan will be disburse
Requirements to obtain loan form swift naira loan app
Like many other loan app out there before you can obtain loan form this loan app, you need to meet up with some requirement which are
Have source of income
Have bvn and bank account
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Have good credit score
Be above 18 year of age
Have smart phone with which to download the loan app
How to apply for swift naira loan app
Head over to play store and download the loan app
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Register with your name, bvn and other details
You will be ask to bind your ATM card, which might attract #30 fee, do so and proceed
Once you are done with registration
You will be logging to your dashboard
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
Take this loan offer and wait for disbursement
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If every thing is right you should be credited in maximum of 1 hour times
How much you can obtain from swift naira loan app
With this loan app you can obtain up to #100,000 loan without collateral or paper work but as first timer you won’t get up to this, your eligible loan amount might not be more than #20,000 as you continue to take loan and pay back on time your eligible loan amount will increase.
Swift loan interest rate and repayment period
Swift loan Interest is between 5% to 15% depending on the amount of loan secure. Their repayment period is between 7 days to 90 days also depend on the amount of loan secure.
As a first timer you will receive high interest rate and your repayment period will short this is done to test you as you continue to use the loan app this will increase.
Paying back your swift loan
To pay back your loan head over to your dashboard
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Click on loan repayment
There you will see option to payback your loan
Click on one and pay back your loan
Once you make payment it will reflect on your dashboard
If it does not you should contact them.
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What will happen of I default or refuse to pay back
Well if you default you will be punish with increase in your Interest rate which can be as much as 2% till you pay back . if you decide not pay back at all your name and bvn will be send to credit bureau for blacklisting, they might also send defamatory message to your contact.
Is swift naira loan legit
Yes, swift naira loan is legit, they will surely give you loan but they are not license by CBN nor insure by NDIC
Our verdict on swift naira loan
Swift naira loan is legit, they will surely give you loan. They have good review on play store as at the time of writing this article.
They don’t charge loan processing fee which is a relief but their interest rate is much. With all been said exercise caution when taking loan form this app since they are not license by CBN nor insure by NDIC
Conclusion
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Above is how to obtain loan from swift naira loan, they will surely give you loan. Don’t take more than you can pay back try to avoid embarrassment.
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