Irorun laon app will give you instant loan without collateral or paper work in Nigeria.
They have one of the easiest loan application process, you don’t need, to visit any location, with your smart phone you will obtain the loan. With this loan app you can obtain up to #100,000 loan without collateral or paper .
Requirement to obtain loan from irorun loan app
Before you can obtain loan from this loan app you need to meet up with some requirements which are
- Have good credit score
- Have bvn and bank account
- Have regular source of income
- Be above 18 years of age
- Have smart phone with which to download the loan app
How to apply for irorun loan app
The first step to take is to head over to play store and download the loan app
Register with your name, bvn and other details
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You will be ask to bind your ATM card which might attract #30 fee, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
Click it and wait for disbursement
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How much you can obtain from irorun loan app
With irorun loan app, you can obtain up to #100,000 loan without collateral or paper work but as a first timer, the amount of loan you are eligible to obtain will be less than this, it will later increase as you continue to take loan from this app.
Irorun loan app interest rate and repayment period
Irorun loan app interest rate is between 5% to 25% depending on the amount of loan obtain and the repayment period.
Their repayment period is between 7 days to 180 days also depend on the amount of loan secure.
As a first timer you will be given high interest rate and your repayment period will be short, as you continue to use the app this will improve.
Paying back your irorun loan
To payback your loan head over to your dashboard
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click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it will reflect on your dashboard
If it does not you should contact them.
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What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.
Trust me this process is usually time consuming, your best bet is to pay your loan as at when due.
Is irorun loan app legit
Yes, irorun loan app is legit, they will surely give you loan, but they are not license by CBN nor insured by NDIC.
Our final verdict on irorun loan app
As the name of the app implies ‘Easy”. Irorun loan app processing is easy and it is very fast within one hour of submitting application your loan will be disburse. They don’t have any hidden charges and they don’t charge for loan processing.
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They have good review on play store which is a good thing. This loan app is not license by CBN, nor insure by NDIC so exercise caution when taking loan from this app.
Conclusion
Above is how to obtain loan from irorun loan app. They do give loan to people in Nigeria, but I will advice you to take loan that you know you can pay back to avoid embarrassment.
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