Cash credit loan app is another loan app in Nigeria, that give instant loan without collateral or paper work.
This loan application is easy, you can apply with your phone. With cash credit loan app you can obtain up to #100,000 loan at ago.
This loan processing if fast, once your application is successful you will be credited in minutes time.
Requirements to obtain loan from cash credit loan app
The requirements to obtain loan from cash credit loan app are
Have good credit score
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Have regular source of income
Be above 18 years of age
Have bank account and bvn
Have smart phone with which to download the loan app
How to apply for cash credit loan app
The first step to take is to head over to play store and download the loan app
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Register with your name, bvn and other details
You will be ask to bind your ATM card which might attract #30 fee, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
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Click it and wait for disbursement
How much you can obtain from cash credit loan app
The amount you can obtain from this loan app is between #7,000 to #100,000. As a first timer your loan amount will be #30,000, it wil be improve as you continue to take laon from this app.
Cash credit loan interest rate and repayment period
Their interest rate is between 5% to 20% depending on the amount of loan secure and the repayment period.
Their repayment period is between 91 days to 365 days. As a first timer you will be given high interest rate and your repayment period will be short. It will later improve as you continue to take loan from this app.
Paying back your cashcredit laon app
To payback your loan head over to your dashboard
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Click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it wil reflect on your dashboard
If it does not you should contact them.
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What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.
Is cash credit loan legit
Yes, this loan app is legit, they will surely give you loan. Bit they are not license by CBN nor insured by NDIC.
Our final verdict on cash credit loan app
As stated above cash credit loan app is legit, they have given loan to many people in Nigeria, they have good review on play Store which is a good thing also they don’t charge loan processing fee.
The only problem with them is that they are not license by CBN therefore exercise caution when taking loan from them.
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Conclusion
Cash credit will surely give you loan, but do not take more than you can pay back, try to avoid embarrassment and had I know.
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