Letscash is a loan app in Nigeria that will give you instant loan. Their loan processing is very fast within 30 minutes of submitting application your loan will be disburse. With let’s cash loan you can obtain up to #300,000 with out collateral or paper work.
Requirements to obtain loan from letscash
Before you can obtain loan form this app you need to meet up with some requirement which are
Have god credit score
Have bank account and bvn
Have source of income
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Be above 18 years of age
Reside in Nigeria
Have smart phone with which to download the loan app
How to apply for let cash loan
Head over to play store and download the loan app
Launch the app and register with your name, bvn and other details
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You will be ask to bind your ATM card which might attract #30, fee, do so and proceed
Once you are done with registration, you will be logging to your dashboard
On your dashboard locate and click on loan
There you will see amount of loan you’re eligible to obtain
Click it and wait for disbursement
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How much you can obtain from let’s cash loan app
With let’scahs loan app you can obtain up to #300,000 at a go without collateral or paper work. As a first timer you will not be able to obtain up to this but as you continue to use the app, the amount of loan you can obtain will be increase.
Let’s cash loan interest rate and repayment period
Let’s cash interest rate is between 25% to 30% per year depending on the amount of loan borrow. Their repayment period is between 80 days to 120 days also depend on the amount loan secure.
As a first timer your loan interest rate will be high while your repayment period will be short this will improve as you continue town use the loan app.
Paying back your let’s cash loan
To pay back your loan head over to your dashboard
Locate and click on loan
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There you will see deferent option to pay back your loan
Click one and make your payment
Once you make payment it will reflect on your dashboard
If it does not you should contact them
What will happen if i default or refuse to pay back
If you default you will be punish with increase in your loan interest rate and if you decided not to pay back at all your name, bvn and other details will be sent to credit bureau for black listing, which means you will not be able to obtain loan again on Nigeria until you settle your debt.
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Is let’s cash loan legit
Yes, let cash loan is legit, they will surely give you loan, but they are not license by CBN nor insure by NDIC
Our verdict on let’scash loan app
lets cash loan app is legit, they have both positive and negative review on play store.
They do not send defamatory message to their customer contact. They only problem is that they are not licence by CBN, so exercise caution when taking loan from them
Conclusion
Let’s cash loan app will really give you loan. I will advise you to take loan that you can pay back to avoid had I know. Also they are not license by CBN, if any thing go wrong it will take time for CBN to interfere.
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