Before it is a tedious task to withdraw money in Nigeria, you have to go to bank, queue up and hope when it get to you turn the ATM machine will not fumble. Well this days are now by gone, that to introduction of pos michune like opay.
I’m sure you know that Opay pos machine exist you, just want to know some information about it, all right let get into business
Who own Opay pos
Opay pos is a feature of opay app, a mobile app that help people to send and receive money, apart from this you can also make payment, by credit, take loan, invest your money and take loan and others on the app.
Opay is own by Chinese firm, the same company that own Opramini. So far they have not disappoint Nigeria like other mobile app and i’m sure they won’t in the coming years.
How to become Opay POS agent
Before you can became opay pos agent there are some requirement you need to meet and some document you need to provide. Don’t fret you don’t need to go to their office to provide the document, all of it will be upload on Opay app.
Below are the requirements
You need to have Opay account, you can download the Opay app from play store or app store for iPhone user.
Have bank account and BVN
Have good tansaction volume on the opay app, which means you must have been using opay app frequently
You must upgrade your account KYC level to 3 and in doing so you will upload your ID card and other importanttant document.
Have good credit score, you should not be a loan defaulter
Now that you know all this it is time to request for Opay pos machine
How to request for opay pos machine
Push your kyc level to 3
Before opay will give you access to POS function you need to be a level 3 customer which is know as merchant and how do you do that?
Login to your opay dashboard
At the bottom of the dashboard locate and click on “me”
There you will see a profile icon, click it
It will take you to where you can upgrade your account
Click upgrade
You will be ask to upload one of this document (National I.D card, international paaport, voters card)
You will be ask to input your bvn
You will upload your picture
You will upload recent utility bill e.g NEPA bill
After that click on submit
After 24hrs Opay will accept your account upgrade if your documents are valid, if not it will be decline.
An SMS will be sent to you immediately they approve your account upgrade.
Switch your profile to merchant on Opay app
To get pos feature, you need to upgrade your account to merchant and this is how to do it
Locate and click on “me” at the bottom of the app
Click the profile icon
Locate and click on upgrade to merchant
Three you will be ask to provide your business and other important information
Click submit
It will go under review and when they accept your upgrade you will be send an SMS
Applying for OPay POS machine
Now that you have upgrade your account the next thing is to apply for pos machine
Login to your Opay dashboard
Locate and click on “Merchant apply”
You will be ask to provide the following
Your Transaction history for the past three months
Valid means of identification e.g Voters card,
National ID card and others
Upload picture of your business
After that click submit
Opay staff will review it and send you SMS once it is accepted
Types of Opay POS machine
There are three types of Opay machine, the deference is on function and price
OPay Smart (Android) POS
This POs is expensive, but efficient, so far there have been no report of glitch or error on this POS machine. One of the benefit of this POS type is that, receipt will be print directly from this POS
OPay Traditional POS
On this POS you can also print receipt, but it is not as effective Opay smart POS
OPay Mini POS
This is the least expensive, but it is not efficient, you can not print your receipt from this POS machine, you have to connect it to printer.
I will advice you to go for Opay traditional pos, it is affordable, and efficient
Opay pos machine price or cost
OPay Smart (Android) POS price/ cost ₦60,000
OPay Traditional POS price/ cost ₦45,000
OPay Mini POS price/ cost ₦10,000
After paying for the POS machine it will be waybill to you in the next 72hrs, depending on your location
How to activate and operate Opay pos machine
After gotten your POS machine, you need to activate it before you can start using it
The first step is to insert a sim card into the pos, make sure the sim card has data subscription.
On the machine and make a withdrawal with an ATM card
On the machine screen it will read successful or error
If it read successful, login to your opay dashboard and see if your are credited, if yes good luck
Question and Answer
How to reset my Opay payment pin
If you forget your payment pin Opay give you a chance of resetting it, follow the below procedure to do that
- Login to your dashboard
- Locate and click on setting
- Click on security setting
- Click on payment pin
- Click on forget payment pin
- A clarification code will be sent to your phone, copy and paste
- Set a new password and confirm it.
How do I download satement of account on Opay
To download your statement of account on Opay, follow the below procedure
Login to your dashboard
Locate “me” at the bottom of the app and click on it
Click on transaction details
Select download
And set the date
Click “next”
Then enter your payment pin
Your statement of account will be download instantly
How do I reset my Opay password
On the login page
Click on forget password
An OTP code will be sent to your phone
Input your new password and confirm it
Opay POS charges
Below are what Opay charges per transaction
For withdrawal
Below #20,000 opay charges 0.5%
Above #20,000 opay charges #100
For deposit
Below #5000 opay charges #10
For deposit betwwn #5,000 to #10,000 opay charges #20
For transfer
Opay charges #30 on transfer above #10,000 and less if the money is not up to that.
Opay comminssion for Data
Below are what you will earn if you carry out data top up
MTN = 3% commission
Glo = 4% commission
9Mobile = 4.5% commission
Airtel = 4% commission
Opay TV subscription
Many people don’t know that they can also include TV subscriptions to their pos business, it is even more lucrative. Below are the commission you will earn per subscription.
DStv = 2% commission
GOtv = 2% commission
PHCN = 2% commission
StarTimes = 2% commission
Opay contacts
In case of any problem below are the contacts of Opay customer care that you can contact laugh your complain
Opay customer care phone number
+234 (01) 8888329.
Opay customer care email address
[email protected]
Opay office address in Nigeria
Opay office in Lagos
Alexander House, Otunba Jobi Fele Way, Ikeja, Lagos.
Opay office address in kano
No 4 Opay Office Beside Kawo Bus Stop, Gwagwarwa, Kano
Opay office in Delta State, Warri
Warri Sapele Road after Enerhen Junction before Wema Bank
Opay Office in Benin, Edo State
Benin Sapele Road in Benin City, before the Nigerian Prison Service
Opay Office Imo State
Madonna Road, before little rock school, Owerri
155 Iwuanyanwu street, workslayout
Opay Office in Akwa Ibom
133 Atiku Abubakar Ave, Uyo Before Jamb OffiKano
Opay Office in Port Harcourt
36D Bimko Crescent, Rumueme 500272, Port Harcourt
Phone number: 08068598975
Opay Office in Nigeria for Kaduna
OPAY NO 25 GONGOLA ROAD, CHALLAWA BARNAWA GRA, CRESENT, Makera
Opay Office in Illorin
No 4 Opay Office Beside Kawo Bus Stop, Gwagwarwa, Kano
Opay social media account
Twitter Account
Instagram Account
https://www.instagram.com/opay.ng/
Facebook Account https://www.facebook.com/opay.ng/
