UniCredit loan app: interest rate, how to apply, is it legit and others - Startuppreneur

UniCredit loan app: interest rate, how to apply, is it legit and others

If you want a quick loan in Nigeria uni resist is your best bet. They give out instant loan with out collateral or guarantor. The process is easy with just five step you will ovation the loan.

What is UniCredit loan apk

UniCredit loan is a finance company that give instant loan to people in Nigeria. Their loan is easy and hustle free, you don’t need to visit any location, with just your phone you will secure the loan.


Requirements to get loan from UniCredit

Like other loan app, you need to meet up with some requirement before you can obtain loan from UniCredit, the requirements are

  • Have a source of income
  • Have bank account and BVN
  • You should be above 18 years of age
  • You must not have defaulted on a any loan before
  • You should have a smart phone
  • Have good credit score

Once you meet up with this requirement you can proceed to take your loan


How to apply for UniCredit loan

The first step is to head over to play store and download the UniCredit loan app

Launch the app and register with your name BVN and other details.

You will be login automatically once you are down with he registration

On your dashboard locate and click on loan


There you will see amount of loan you are eligible to take

Click on it and wait for the loan to be disbursed

It shouldn’t take more than 1 hour if everything goes right

How much you can loan from cash loan

You can obtain up to #500,000 loan without collateral. The minimum loan you can obtain is #5,000.

For the first timer your loan might not be more than #10,000 but as you continue to use the app you will have high loan offer.

UniCredit loan interest rate and repayment period

UniCredit loan interest rate is between 5% to 25% depending on the amount of loan obtain and the repayment period.

The repayments period is between 7days to 3 months. As a first timer your interest rate will be high and your repayment period will be short.

Repaying your UniCredit loan

To pay back your UniCredit loan, login to the app

Locate and click on loan repayment

There you will see option to repay your loan
You can pay back with ATM card or ask for their account number

Make sure the account number is correct to avoid give away

Is UniCredit loan legit

Yes they are legit, many have obtain loan from this loan app but they are not licensed by CBN nor insure by NDIC therefore exercise caution when taking loan.

What I like about the UniCredit loan apk

  • They have good user interface
  • They do not ask for collateral or guarantor
  • They are fast in disbursing loan

What I don’t like about UniCredit loan

  • They are not licensed by CBN nor insured by NDIC
  • First timer receive high interests rate and short repayment period.


UniCredit will give you instant loan in Nigeria, but for the fact they they are not licensed by CBN I will advice you to take loan that you can pay back to avoid embarrassment.

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