Easemoni loan app: USSD code, is it legit, contacts, how to apply and more - Startuppreneur

Easemoni loan app: USSD code, is it legit, contacts, how to apply and more

Easemoni is another loan function of opay app, a mobile app developed by the owner of opramini.

With easemoni you can get a loan of up to 1m naira without collateral or paper work and the disbursement is very fast, withing five minutes after applying you will be credited.


What is easemoni loan app

Easenoni is a loan function of Opay. On opay there are two loan options which are okash and Easemoni, the deference is that Easemoni is quick in disbursement but have short repayment time, while okash loan amount is less but have long repayment period. With Easemoni you can get a loan of up to 1 m naira without collateral.

In this article you will read everything about Easemoni; how to apply, interest rate and any other important information.


Requirement for Easemoni loan

Before you can obtain Easemoni loan you need to meet some certain requirement which are

You must be a Nigerian and reside in Nigeria

You should have ATM card

You should have bank account and BVN


You will provide your name and valid email address

You must not have defaulted on any loan before

And that’s it, once you meet up, you can go ahead obtain the loan

How to apply for Easemoni money loan

Remember i stated in the introduction that Easemoni loan is a loan function of opay app, to access this loan you need to download opay app from playstore or app store for iPhone user

After downloading the app, launch it

Register with your name and other details

On your dashboard locate and click on finance at the bottom of the app

You will see saving and loan option

Click on loan

You will see okash and easmoni option

Click on Easemoni

You will be given a loan offer, click it and your loan will be credited to your account in the next five minute.

Easmoni interest rate and repayment period

Easmoni interest rate depend on credit score, and the amount of loan offer, it is usually between 0.5% to 20%.

The repayment period also depends on credit score, it is between 2 weeks to 2 month. You will be given option to chose your repayment period.

How to pay back Easemoni loan

When registering you will be asked to link your ATM card with the app, it is through this ATM card you will pay back your loan. You can also pay back directly to easemoni bank account, to get the bank account, contact them.

Make sure you get the account number form their customers care to avoid story that touch.

How much you can borrow from opay easmoni loan

The amount you can borrow as a first timer is small usually less than #20,000 but as you take loan and pay back on time your credit score will increase and they will loan you more money.

Is easmoni loan legit, is it approved by CBN

Yes , easemoni loan is legit, opay is approved by CBN and insured by NDIC, there is notting to be worry about. Apart from this there are numerous positive review on play store and as at the time of writing this article they have more than 4 star rating which further shows that they are legit.

Easmoni loan customer care

Below are the contacts of easmoni

Easemoni Address
Address: 60 Adeniyi Jones Ave, Ikeja, Lagos, Nigeria

Easemoni email address
[email protected]

Easemoni WhatsApp number

Easemoni phone number



Easmoni is one of the legit loan app in Nigeria, you don’t need to be afraid of been scam while using the app but when taking loan ensure you do not take more than you can pay back.

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