Cashbean loan app: is it legit, how to apply - Startuppreneur

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Cashbean loan app: is it legit, how to apply

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Cashbean loan will give you instant loan in Nigeria without collateral or paper work, you don’t need to visit any location with your phone you will secure the loan.

Their loan processing is fast within one hour of submitting application your loan will be disburse. With cashbean you can obtain up to #100,000 loan at a go.

Requirement to obtain cashbean loan

Below are the requirement you must meet before you can obtain cashbean loan

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Have source of income

Reside in Nigeria

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Have bank account and BVN

Have good credit score

Be above 18 years of age

You must not have defaulted on any loan before

Have smart phone with which to download the app

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How to apply for cashbean loan app

Download cash bean loan app on play store
Launch it and register with your name and other details

You will be ask to bind your ATM card which will attract #30 fee, do so and proceed

Once you are done with registration you will be logging to your dashboard

On your dashboard locate and click on loan

There you will see amount of loan you are eligible to obtain

Click on this loan and wait for disbursement

If every thing goes right it shouldn’t take more than 1 hour

How much you can obtain from cash bean loan app

With cash bean you can obtain up to #100,000 loan at a go. If you are a first timer the amount of loan you can can obtain will be less than this but as you continue to take loan and pay back regularly the loan amount will increase.

Cash bean loan app interest rate and repayment period

Their interest rate is between 5% to 20% depending on the amount of loan borrow and the repayment period. The repayment period is between 7 days to 3 months also depend on the amount of loan obtain.

Paying back cash bean loan

You can pay back your cash bean loan with ATM or ask for their account number and make transfer. When making transfer ensure you have the correct account number to avoid story that touch

Login to you dashboard

Locate and click on loan repayment u

There you will see methods to pay back your loan

Click one and proceed

Once you make payment it will reflect on your dashboard

If it does not contact them

what will happen if i default

If you default you will be punish by increase in interest rae and if you decide not to pay back at all, they might send defamatory message to your contacts.

They will also send your name to credit bureau for blacklisting, which means you will not be able to take loan again in Nigeria until you settle your debt.

Is cash bean loan legit

Yes cash bean loan is legit, they will give you loan, bit they are not license by CBN nor insured by NDiC so you should take caution when taking loan from them.

Our verdict on cashbean loan

Cashbean loan will really give you loan they have been in existence for more than a year.

They have mix of positive and negative review on play store with an average rating. You can apply for for their loan but take caution when doing so

Cashbean Contacts

Phone
017001000 or 018888188

Email
[email protected]

Address
Oshodi pedestrian Overpass, Ilupeju 5255, Ikeja, Nigeria

Conclusion

Cash bean loan app is not license by CBN not insure by NDIC, if things go wrong, it will take time before CBN will interfere so take caution when taking loan from them. Do not take more than you can pay back, try to avoid embarrassment.

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