Access bank loan code: Access bank loan you can get with code - Startuppreneur

Access bank loan code: Access bank loan you can get with code

Access bank is one of the bank that give loan to people in Nigeria. They have many loan product some require collateral, while some do not, some require you to get to their bank before your can secure it, while with some you can get through your phone.

This article is all about access bank loan that you can get through your phone even through USSD code. These loan product did not need collateral nor guarantor before you will obtain it.


The Access bank loan code is *901*11*1#

Requirements to get loan from access bank

Before you can get loan from Access bank you will need to meet up with this requirements


You need to have account with them spanning six months

You must not have defaulted on any loan before

You should have good credit score

You must be a Nigerian and reside in Nigeria


Type of Access bank loan you can get with ussd code

Personal loan
You cab get personal loan with ussd code or through their mobile app. In this loan product you don’t need collateral or paper work, just dial the code on the sim connected to your access bank account.

The payback period is between 1 month to 6 months while the interest rate can be up to 5% to 20% depending on the amount of loan secure.

Salary Advance loan
You can also get this loan using USSD code or apply through Access bank mobile app. In this loan product you will be given 100% of your salary as loan for instance if you are collecting #100,000 loan per month, you will be eligible to receive #100,000 loan.

The repayment period is just a month and the interest rate is between 5% to 15%.

Access bank loan code and how to apply for loan

To apply for loan Dial the access bank loan code *901*11*1#

After dialing it locate and select loan

Select the type of loan you want to apply for
If you are eligible you will see the amount of loan they can offer you

Select the loan and it will be disburse into your account.

How much you can receive from Access bank loan

It depend on the type of loan product, since we are dealing with Access bank loan that you can get with ussd code, the interest rate is between 5% to 25% depending on the amount of loan obtain and pay back period.

For salary advance loan, the pay back period is just a month.

Repaying your Access bank loan

You don’t need to worry about repaying your loan, just ensure you have the loan amount and interest in your account, the loan will be automatically deducted.


Above is the loan code of Access bank, if you are thinking of obtaining huge loan from them and run away it won’t work because they give loan according to credit score.

If you transact up to #100,000 per month they will not give you more than #200,000 loan and for salary advance, it is proportional to your salary.

If you take the loan and not pay back, they will send your name and BVN to credit bureau where it will be blacklisted which means, you will not be able to get loan again in Nigeria until you settle your debt.

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