Zuma cash loan app: How to apply for zuma loan

Zuma cash loan is one of the loan app that give quick loan in Nigeria, they do not discriminate they give loan to everybody in Nigeria both salary earner and non salary earner.

With Zuma cash loan you can secure a loan of up to #200,000 without collateral or guarantor and all the process is done on the app,you don’t need to visit any location, once you have a smart phone you are good to go.

What is Zuma cash loan app

Zuma cash loan app is a finance app where you can borrow money and pay back later. Their loan disbursement is very fast once your application is successful your bank account will be credited in short time.


Requirements to getting loan from Zuma cash loan

Be a Nigeria and reside in Nigeria

Have a bank account and BVN

You must not have defaulted on any loan before


Have good credit score

Have a source of income

How to apply for Zuma cash loan

The first step is to download the Zuma cash loan app from play store


After that launch it and register with your name and email address

You will be ask to submit your BVN and bind your ATM card, do so

After this you will be automatically login to your dashboard


While in your dashboard, locate loan and click it
The next page will show the amount of loan you can apply for

Click it and wait for your loan to disburse. It should not take More than 1 hour if everything goes right.

How much to loan from Zuma cash loan

With Zuma cash loan you can get a loan of up to #200,000 without collateral or paper work.


The amount you can loan depend on your credit score and if you are a first timer you will get less than this until you are proven to be a good person.

Zuma cash loan interest rate and pay back period

Their interest rate is between 3% to 25% depending on the pay back period. The payback period is between 91 days to 180 days. As a first timer you might get a less repayment period.

How to pay back Zuma cash loan

You have two options to pay back your loan, you can pay back with your ATM card that you bind with the app or ask for their account number by contacting them. Ensure you have a correct account number before making transfer.


Is Zuma cash loan app legit

Zuma cash loan really give loan to people, there are many people who have taken loan from the platform. The only problem is that they are not approved by CBN nor insured by NDIC.

When taking loan from them obtain loan that you know you can pay back, they are known to be hostile to their defaulters, they send defamatory text to their contacts portraying the defaulter as a scammer who run a with company money.

What I like about Zuma cash loan

  • Zuma cash loan is very fast in disbursement
  • They do not discriminate, they give loan to everybody
  • No collateral or paper work

What I don’t like about Zuma cash loan

  • Their loan repayment period is short for first timer
  • The loan interest rate is much
  • They are not approved by CBN nor insure by NDIC
  • They send defamotory text to their defaulter’s contacts.


Though Zuma cash loan app give loan instantly, take loan that you know you can pay back to avoid had I know.

You should take loan when other options like asking friends or family has been rule out.


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