USSD code for loan in Nigeria: Banks and app loan code - Startuppreneur

USSD code for loan in Nigeria: Banks and app loan code

Getting loan in Nigeria is now easy with just a phone you will download the loan app or bank app, request for loan and within hours your loan will be disburse and most times this loan are without collateral or paper work, nor guarantor.

But what if I tell you there is now a even simpler method to get this loans, you don’t need to go to play store to download the app what you need is ussd code as long as you have a bank account connected with one of your sim card just dial the code and follow the prompt, before you know, your loan will be disburse.


This article is all about loan USSD code in Nigeria, all about ussd code including bank, app and microfinance banks and not only that you will also read how to apply and other important information that you need to know, just stay tune

What is USSD code

Ussd means Unstructured Supplementary Service Data, it help to access banking function on mobile phone both smart phone and normal phone.


It has been proven to be better than apps because it can be use on both normal phone and smart phone.

Ussd code for loan in Nigeria

AB Microfinance Bank. *389*755#
Access Bank Payday Loan *901*11#
Accion Microfinance Bank *572*6#
Airtel Quick Cash *561#
ALAT Loan By Wema Bank *945*100
Aledin Nano loan *903#
Carbon Loan *1303#
Ecobank Xpress *326#
Etisalat *561#
Fairmoney Loan *322*2#
FCMB *329#
First Bank First Advance *894*11# or *894#
Glo Cash *322*1*04225701*Amount#
GTBank Soft Lo. an (QuickCredit) *737*51*51#
Interswitch *322#
Kwikcash *561#
Migo Loan *561#
MTN Cash *606*4#
Trader Moni *540#
Paga *242#
Payattitude *569#
Paylater USSD Code *1303#
Quickteller Loan (Airtel, MTN & 9mobile) *322#
Quickteller – Glo Users *805#
UBA Loan Code *919#
Unity Bank Loan Code. *7799#
Zenith Bank Loan *966#
Guaranty Trust Bank Loan code *737*51*51#
Fidelity Bank Loan code *770#
First Bank Loan code *894#
Wema Bank Loan code *945#
Skye Bank Loan code *833#
Sterling Bank Loan code *822#
Diamond Bank Loan code *710*11#
Eco Bank Loan code. *326#
Diamond Access Loan code *901*11#
FCMB Loan code *389#
Unity Bank Loan code *7799#
UBA Bank Loan code *919#
Union Bank Loan code *826#
Heritage Bank Loan code *322#
Keystone Bank Loan code *533#
Access Bank Loan code *901#
Zenith Bank Loan code *966#
AB Microfinance bank *389*755#
Access bank *901*11#
Accion MFB *572*6#
Airtel quick cash loan *561#
Aledin nano *903#
Etisalat loan code *561#.
Fairmoney ussd code *322*6#
FCMB loan code *329#
Glo cash loan code *322*1*04225701*Amount#
GTBank loan code *737*51*51#
Interswitch loan *322#
Kwik cash USSD code *561#
Migo loan code *561#
Mtn cash loan code *606*4#
Trader Money loan code *540#
Paga loan code *242#
Quick Teller (Mtn, Airtel, 9mobile) *322#
Carbon Paylater USSD code *vureau

How to apply for a loan through ussd code in Nigeria

The first step is to get the ussd code of the bank you want to take loan from

Ensure you have one of your sim card link to your bank account


Dial the ussd code on the sim and follow the prompt

Your loan will be disburse in minute in to your bank account

Requirement to get a loan through ussd code in Nigeria

The requirements to get loan from loan app or in person from the bank is almost the same with that of ussd code, though these requirements depend on the loan company you are dealing with but it will surely contain the following

Have a good credit score

Be a Nigerian and reside in Nigeria

You must not have default on any loan before

Have a bank account and BVN

Have a source of income

How to pay back loan gotten through ussd code

Paying back loan gotten through ussd code is easy, you don’t need to use your ATM card or go to bank. Remember that you can only get the loan through the sim card you link to your bank account.

Your loan will be automatically deducted once the due day is reach.

What will happen if I default

If you default you will be punished by increment in interest of the loan and if you think you can as abscond with the money, remember your sim is link to your bank, immediately money enter in to your account the money will be deducted straight away and your name and bvn would have been blacklisted by credit bureau

How to activate ussd code function on my phone

To start enjoying the benefit of using ussd code dial the code of the respective back you are using and follow the prompt, it is the same code you use to access the loan that you will use to activate.


Though loan is now a easy thing in Nigeria, I will advice you to take loan that you know you cab pay back to avoid had I know.

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