Uacredit will give you Instant loan in Nigeria without collateral or paper work. You don’t need to visit any location, with your phone you are good to go.
Their loan processing is very fast, within 2 hours your loan will be disbursed. with Uacredit you can obtain up to #100,000 loan at a go.
Requirement to obtain Uacrdit loan
You need to meet up with some requirement before you can obtain this loan
Have source of income
Have bank account and bvn
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Have god credit score
Be above 20 years of age
Reside in Nigeria
Have smart phone with which to download the loan app
How to apply for Uacredit loan
The first step to take is to head over to play store and download the loan app
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Register with your name, bvn and other details
You might be ask to bind your ATM card which will attract #30, do so and proceed
Once you are done with the registration you will be login to your dashboard
On your dashboard locate and click on loan
There you will see amount of loan your are eligible to obtain
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Click it and wait for disbursement
How much you can obtain from uacredit loan
With Uacredit loan you can obtain up to #100,000 without collateral, but as a first timer you will not be able to obtain up to this, as you continue to use the app the amount of loan you can obtain will increase.
Uacredit loan Interest rate and repayment periods
Their repayment period is between 2% to 5% depending on the kind of loan obtain. The repayments period is between 7 days to 180 days.
As a first timer your interest rate will be high while your repayment period will be short. As you continue to use the app this will improve.
Paying back your Uacredit loan
To pay back your loan head over to your dashboard
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On your dashbaord locate and click on loan repayment
There you will see deferent options to pay back your loan
Click it and make payment
Once you make payment, it will reflect on your dashboard
If it does not reflect, contact them
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What will happen if i default
If you default, you will be punish with increase in your dashboard. If you decided not to pay back back at all, your name, bvn and other details will be sent to credit bureau for black listing.
Which means you will not be able to take loan again in Nigeria until you settle your debt.
Is Uacredit loan legit
Yes, Uacredit loan is legit they do give out instant loan, but they are not license by CBN nor insured by NDIC so exercise caution when taking loan from them.
Our verdict on Uacredit
Uacredit loan app is a good loan app, they give loan to people in Nigeria, they have good reviews on play store but they are not license by CBN, I will advice you to take caution when applying for loan.
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Conclusion
Above is how to apply for Uacredit loan, as you can see they do gibe out instant loan, bit i will advise you to take loan that you know you can pay back o avoid had I know.
Also know that they at not license by CBN if things go south, it will take time before CBN interfere.
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