Pk loan app is one of the loan app in Pakistan they give instant loan without collateral or paper work.
You don’t need to visit any location before you will obtain this loan app, everything will be done on your phone. With this loan app you can obtain up to Rs1000,000 loan at a go.
Their loan processing is very fast with thin one hour of submitting application your loan will be disburse.
Requirement to obtain loan from pk loan app
Before you can obtain loan from this app you need to meet up with the following requirements
Have smart phone with which to download the loan app
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Be above 18 years of age
Have bank account
Have regular source of Income
Reside in Pakistan
Once you meet up with the above requirement you can go ahead and apply for the loan
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How to apply for pk loan app
The first step to take is to head over to play store and download the loan app
Register with your name, bvn and other details
You will be ask to bind your ATM card, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
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There you will see amount of loan you are eligible to obtain
Click it and wait for disbursement
How much you can obtain from pk loan app
The maximum amount you can obtain from this loan app is Rs1,000,000. As a first timer you will not be able to obtain up to this but as you continue to take loan and pay back on time the amount of loan you can obtain will increase.
Pk loan Interest rate and repayment period
Pk loan interest rate is 35% per year depending on the sum of loan obtain and the repayment period. Their repayment period is between 7 days to 365 days depending on the amount of loan obtain.
As a first timer, you will be given high interest rate and your repayment period will short. As you continue to take loan from this app it will improve.
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Paying back your pk loan
To payback your loan head over to your dashboard
Click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it wil reflect on your dashboard
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If it does not you should contact them.
What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%. If you abscond, your name and bank details will be send to appropriate authority for blacklisting which means you will not be able to obtain loan again in India until you pay back and clear your name.
Is pk loan app legit
Yes, pk loan app is legit they have given loan to many people in Pakistan
Our final verdict on pk loan app
Pk loan app is legit they will surely give you loan. They have good review and rating on play store which shows they are doing something right.
Their loan processing is very fast within one hour of submitting application your loan will be disburse.
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Conclusion
Though pk loan app will surely give you loan you need to exercise caution, don’t take loan that you can not pay back. Too much of loan is bad it can ruin your finances.
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