Kash credit s a new kid on the horizon, they are just starting. Like other loan app in Nigeria, they will give you loan without collateral or paper work. You don’t need to leave your location, with just your phone you are good to go.
With this loan app you can obtain up to #100,000 loan without collateral or paper work.
Requirements to obtain loan form kash credit loan app
To obtain loan from this app you need to meet up with the following requirements
Have good credit score
Have bvn and bank account
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Have source of income
Have smart phone with which to download the app
Be above 18 years of age
Reside in Nigeria
Once you meet up with this requirement you can go ahead and apply for the loan
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How to apply for kash credit loan app
The first step to take is to head over to play store and download the loan app
Register with your name, bvn and other details
You will be ask to bind your ATM card which might attract #30 fee, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
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There you will see amount of loan you are eligible to obtain
Click it and wait for disbursement
How much you can obtain from kash credit loan app
With this loan app, you can obtain up to #100,000 loan without collateral or paper work. If you are applying for the first time, the amount of loan you can obtain will be small compare to this but as you continue to use the app this will Increase.
Kash credit loan interest rate and repayment period
The kash credit loan Interest rate is between 5% to 12% depending on the amount of loan secure.
As a first timer be ready for high interest rate and short repayment periods, this is done to access your competency as you continue to use the app this will improve.
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Paying back your kashcredit loan app
To playback your loan, head over to your dashboard
click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it wil reflect on your dashboard
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If it does not you should contact them.
What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.
Is kashcredit loan app Legit
Yes they are legit, they have given loan to many people in Nigeria. They are not license by CBN yet.
Our final veridict on kashcredit loan app
Kash credit will surely give you loan but since they are not license by CBN yet you should exercise caution when taking loan form this app.
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They have good review on plays store, which shows that they are doing something right. This is not enough since they have less review and rating, let see what will become of them in the days to come.
Conclusion
Above is how to obtain loan from kashcredit loan app. As stated above kash credit will surely give you loan but ensure you take loan that you can pay back to avoid embarrassment and had I know.
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