Hand cash loan app is another loan app in India where you can obtain instant loan without collateral.
Their loan processing is very fast, once you have a successful application your loan will be disbursed in minutes time. You don’t need to visit any location before you will obtain loan, all what you need is your phone.
With this loan app you can obtain up to ₹20,000 at a go
Requirements to obtain loan from hand cash loan app
To obtain loan from this app you need to meet up with some requirement, which are
Have good credit score
Be above 18 years of age
Reside in India
Have smart phone with which to download the app
Have regular source of income
Once you have all this requirement you can go ahead and apply for the loan
How to apply for handcash loan
The first step to take is to head over to play store and download the loan app
Register with your name, bvn and other details
Once you are done with registration you will be login to your account
On your dasbboard locate and click on loan
There you will see amount of loan you are eligible to obtain
Click it and wait for disbursement
How much you can iron form handcash loan app
With hand cash loan app you can obtain up to 20,000 loan at a go. As first timer the amount of loan you can obtain will not be up to this, but as you continue to use the loan app this will increase.
Handcash loan Interest rate and repayment period
Hand cash interest rate is between 10% to 24% per year depending on the amount of loan secure and the repayment period.
The repayment period is between 90 days to 365 days also depend on the amount of loan secure. If you are applying for the first time, your interest rate will be high why your repayment period will be short, this will improve as you continue to use the app.
Paying back your hand cash loan
To payback your loan head over to your dashboard
Click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it wil reflect on your dashboard
If it does not you should contact them.
What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to appropriate authority for blacklisting which means you will not be able to obtain loan again in Indian until you pay back and clear your name.
Is hand cash loan loan app legit
Yes this loan app is legit, they will surely give you loan.
They have given loan to man people in India.
Our final verdict on hand cash loan app
As stated above hand cash loan app will surely give you loan.
They have given loan to many people in Nigeria, they have good review and ratings on play store which means they are doing something rights.
They don’t send defamatory message to their defaulter’s contacts, which is a good thing.
You can go ahead and apply for loan on this app but do not take more than you can pay back.
Contacts
Email: [email protected]
Contact address:Gorli Appalanaidu,Lachhannapalem Gramam, Makavarapalem, Visakhapatnam, Andhra Pradesh
Conclusion
Above is ow to obtain loan from hand Cash loan app, as you’ve read above they will surely give you loan, but take a loan that you know you can pay back to avoid embarrassment and had I know. Beside too much of loan is bad.
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