Handcash loan app Review: Is it legit how to apply - Startuppreneur

Handcash loan app Review: Is it legit how to apply

Hand cash loan app is another loan app in India where you can obtain instant loan without collateral.

Their loan processing is very fast, once you have a successful application your loan will be disbursed in minutes time. You don’t need to visit any location before you will obtain loan, all what you need is your phone.


With this loan app you can obtain up to ₹20,000 at a go

Requirements to obtain loan from hand cash loan app

To obtain loan from this app you need to meet up with some requirement, which are

Have good credit score


Be above 18 years of age

Reside in India

Have smart phone with which to download the app

Have regular source of income

Once you have all this requirement you can go ahead and apply for the loan

How to apply for handcash loan

The first step to take is to head over to play store and download the loan app

Register with your name, bvn and other details

Once you are done with registration you will be login to your account

On your dasbboard locate and click on loan

There you will see amount of loan you are eligible to obtain

Click it and wait for disbursement

How much you can iron form handcash loan app

With hand cash loan app you can obtain up to 20,000 loan at a go. As first timer the amount of loan you can obtain will not be up to this, but as you continue to use the loan app this will increase.

Handcash loan Interest rate and repayment period

Hand cash interest rate is between 10% to 24% per year depending on the amount of loan secure and the repayment period.

The repayment period is between 90 days to 365 days also depend on the amount of loan secure. If you are applying for the first time, your interest rate will be high why your repayment period will be short, this will improve as you continue to use the app.

Paying back your hand cash loan

To payback your loan head over to your dashboard

Click on loan repayment

There you will see deferent option to pay back your loan

Click on one and make payment

Once you make payment it wil reflect on your dashboard

If it does not you should contact them.

What will happen if I default or refuse to pay back

If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.

If you abscond, your name and bvn will be send to appropriate authority for blacklisting which means you will not be able to obtain loan again in Indian until you pay back and clear your name.

Is hand cash loan loan app legit

Yes this loan app is legit, they will surely give you loan.

They have given loan to man people in India.
Our final verdict on hand cash loan app
As stated above hand cash loan app will surely give you loan.

They have given loan to many people in Nigeria, they have good review and ratings on play store which means they are doing something rights.

They don’t send defamatory message to their defaulter’s contacts, which is a good thing.

You can go ahead and apply for loan on this app but do not take more than you can pay back.


Email: [email protected]

Contact address:Gorli Appalanaidu,Lachhannapalem Gramam, Makavarapalem, Visakhapatnam, Andhra Pradesh


Above is ow to obtain loan from hand Cash loan app, as you’ve read above they will surely give you loan, but take a loan that you know you can pay back to avoid embarrassment and had I know. Beside too much of loan is bad.

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