Getcash loan app: is it legit, how to apply, interest rate

Getcash loan app will give you loan in Nigeria without collateral or paper work. Their loan application is easy with your phone you will obtain the loan.


With getcash loan app you can obtain up to #100,000 loan without collateral or paper work. Their loan processing is very fast within one hour of submitting application your account will be credited.

Requirement to obtain loan from getcash loan app

Before you can obtain loan from this app you need to meet up with some requirement, which are

  • Have good credit score
  • Have bvn and bank account
  • Be above 18 years of age
  • Have source of income
  • Have smart phone with which to download the loan app

Once you meet up with the requirement you can go ahead and apply for the loan


How to apply for getcash loan

The first step to take is to head over to play store and download the loan app

Register with your name, bvn and other details

You will be ask to bind your ATM card which might attract #30 fee, do so and proceed


Once you are done with registration you will be login to your account

On your dash oars locate and click on loan

There you will see amount of loan you are eligible to obtain

Click it and wait for disbursement

How much you can obtain from getcash loan app

With getcash loan app, you can obtain up to #100,000 loan without collateral or paper work, but as a first timer you will not get up to this , your eligible amount will be around #30,000.

As you continue to take loan from this app, your loan limit will be increase.

Getcash loan interest rate and repayment period

Their interest rate is between 5% to 20% depending on the amount of loan obtain and the repayment period. The repayment period is between 7 days to 365 days also depend on the amount of loan obtain

As a first timer your loan interest rate will be high while your repayment period will be short. As you continue to use the app this will improve.


Paying back your getcash loan

To payback your loan head over to your dashboard

click on loan repayment

There you will see deferent option to pay back your loan

Click on one and make payment

Once you make payment it wil reflect on your dashboard

If it does not you should contact them.

What will happen if I default or refuse to payback

If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.

If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.

Trust me this process is usually time consuming, your best bet is to pay your loan as at when due.

Is get cash loan app legit

Yes, get cash loan app is legit, they will surely give you loan as long as you meet up with their requirement, the only problem with them is that they are not license by by CBN nor insure by NDIC.


Our finals verdict on get cash loan app

Get cash loan app is legit, they do give out loan to people in Nigeria. They have good review and rating on play store which means they are doing something good. Since they are not license by CBN nor insure by NDIC you should exercise caution when taking loan from this app.


Above is how to obtain loan from getcash loan app, as you have read, they will surely give you loan but take loan that you can pay back to avoid embarrassment and had I know. Beside too much of loan is bad, it will ruin your finance.

Do you like this article?
Feel free to share it