Flashcash loan is a loan app in Nigeria, they give out instant loan to people with out collateral or paper work.
You don’t need to visit any location before you will obtain the loan with your phone you are good. With flashcash loan you can obtain up to #500,000 loan at a go.
Requirements to obtain flashcash loan
Below are the requirement you must meet up with before you can obtain flash cash loan
Have good credit score
Have bank account and bvn
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Have source of income
Be above 18 years of age
Have smart phone with which to download the loan app
Reside in Nigeria
How to apply for flashcash loan
The first step is to head over to play store and download the loan app
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Register with your name and other details
You will be ask to bind your ATM card which might attract #30, do so and proceed
After registration you will be login to your dashboard
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
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Click it and wait for disbursement.
How much you can obtain from flashcash loan
The maximum amount of loan you can obtain from this loan app is #500,000 but as a first timer you will not get up to this, the maximum you can get is #50,000 until you prove yourself by taking loan and paying back regularly.
Flashcash loan interest rate and repayment period
Flashcash loan interest rate is between 5% to 10% depending on the amount of loan secure and the repayment period.
The repayment period is between 7 days to 3 months also depend on the amount of loan secure
For example
If you obtain #10, 000 loan with interest rate of 10% and repayment period of 2 months
Your repayment amount will be #11,000
While your interest rate will be #1,000
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Paying back your flashcash loan
To pay back your loan head over to play store
Click on loan repayment
There you will see deferent method to pay back your loan
Click on one and make payment
Once you make payment, it will reflect on your dashboard, if it does not, contact them.
What will happen of I default
If you default you will be punish with increase in your interest rate. If you decide not to pay back at all your name and bvn will be forwarded to credit bureau for black listing, which means you will not be able to obtain loan again in Nigeria until you settle your debt.
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Is flashcah loan legit
Yes, flashcash loan is legit, they will surely give you loan, buy they are not license by CBN so exercise caution when taking loan from them.
Our verdict on flash cash loan app
Flash cash loan app is genuine, they will surely give you loan. They have both good and bad review on play store. Since they are not license by CBN I will advice you to exercise caution when dealing with them.
Flaahcash loan app contacts
Phone No: 08187130110
Phone No: 09136097403
Address: Room 503, Japaul House, Plot 8 Dr. Nurudeen Olowopopo Way, Central Business District, Ikeja, Lagos, Nigeria
Conclusion
Flashcash loan will give you instant loan without collateral but take it slowly, you not take loan that you know you can’t pay back, to avoid had I know.
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