Do credit loan app is one of the loan app in Nigeria that give instant loan without collateral or paper work.
With this loan app you don’t need to visit any loan, with your smart phone at hand you are good to go. Their loan processing is very fast within 1 hour of submitting application your loan will be disbursed..
With this loan app you can obtain up to #100,000 at a go.
Requirement to obtain loan from Do credit loan app
Before you can obtain loan from this loan app there are some requirement you need to meet up with which are
Have good credit score
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Have smart phone with which to download the loan app
Have source of income
Have bvn and bank account
Be above 18 years of age
How to apply for Do credit loan app
The first step to take is to head over to play store and download the loan app
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Register with your name, bvn and other details
You will be ask to bind your ATM card which might attract #30 fee, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
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Click it and wait for disbursement
How much you can obtain from do credit loan app
The maximum amount you can obtain from this loan app is #100,000. If you are a first timer the amount you can obtain will be less down this, but as you continue to take loan and pay back, this will increase.
Do credit loan interest rate and repayment period
Do credit loan interest rate is between 5% to 15% though it depends on the amount of loan obtain.
The repayment period is between 7 days to 90 days though on their platform they state 1 year, it is a lie If you are a first timer your interest rate will be high and your repayment period will be short.
But as you continue to use this loan app it will increase.
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Paying back your Do credit loan app
To payback your loan head over to your dashboard
click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it will reflect on your dashboard
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If it does not you should contact them.
What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.
Trust me this process is usually time consuming, your best bet is to pay your loan as at when due.
Is Do credit loan app legit
Yes they are legit, they will surely give you loan but they are not license by CBN nor insure by NDIC
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Our final verdict on Do credit loan app
Do credit loan app is legit, like any other loan app in Nigeria they give out instant loan but they are not license by CBN therefore you should exercise caution when taking loan from them, only take loan that you know you can pay back to avoid had I know .
They have both positive and negative review on plays store and they don’t defame their defaulted customer which is a good thing
Do credit loan app contact
+234 9155007309 or [email protected]
Address: Lagos state, Ikeja town number 43 Adeniyi Jones Street
Conclusion
Above is how to obtain loan from Do credit loan app. They will surely give you loan as long as you meet their requirement but I will advice you to obtain loan that you can pay back to avoid had I know.
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