Credit up loan app: Interest ree, how to apply, is it legit

Credit up will give you instant loan in Nigeria without paper work or collateral. With credit up you can obtain up to #100,000 loan at a go.

They give loan to every body in Nigeria including non salary earner. Their loan processing is fast within hour of submitting application your loan will be disburse.

Requirement to obtain loan from Creditup

To obtain loan from credit up, you need to meet up with some requirement which are


Reside in Nigeria

Have source of income

Have bank account and bvn


Be above 18 years of age

Have smart phones with which to download the app

How to apply for credit up loan

Head over to play store and download the loan app


Lauch the app and register with your name, bvn and other details

You will be ask to bind your ATM card which might attract #30 fee, do so and proceed

After registration you will be login into your dashboard


On your dashboard locate and click on loan

There you will see amount of loan you are eligible to obtain

Take the offer and wait for disbursement


How much you can obtain from credit up loan app

With credit up loan app, you can obtain up to #100,000 without collateral or paper work. As a first timer. the amount of loan you can obtain will not be up to this, it might not be more than #30,000. As you continue to take loan from them, this will improve.

Credit up Interest rate and repayment period

Credit up interest rate is between 2.5% to 30% depending on the amount of loan secure and the repayment period.

Repayment period is between 7 days to 180 days also depend on the amount of loan obtain. As a first timer your interest rate will be high and your repayment period will be short but as you continue to use the app it will Improve.


Paying back your credit up loan

To pay back your credit up loan head over to your dashboard

locate and click on loan repayment

There you will see deferent option to pay back your loan


Click on one and make payment

Once you make payment, it will reflect on your dashboard

If it does not you should contact them


What will happen if I default or refuse to pay back

If you default you will be punish with increase in your loan interest rate which is usually 2%.

If you abscond, your name, bvn and other details will be sent to credit bureau for blacklisting, which means you will not be able to take loan again in Nigeria until you payback. They might also send defamatory message to your contact.

Is creditup loan legit

Yes, credit up loan is legit, they will surely give you loan, but they are not license by CBN nor insure by NDIC


Our verdict on credit up loan app

Credit up loan app is legit, they will surely give you loan.

They have no hidden charges, they do not charge for loan processing and they have good review on play store, the only problem is that they are not license by CBN, so take caution when taking loan from them.


Credit up is one of the loan app that give instant loan in Nigeria, they will surely give you loan. Take loan that you know you can payback to avoid embarrassment and had I know


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