Credit all loan app (All credit): is it legit, Interest rate - Startuppreneur

Credit all loan app (All credit): is it legit, Interest rate

Credit all loan app is another loan app in Nigeria they give quick loan without collateral or paper work. Their loan processing g is very fast, once your application is successful your loan will be disburses in one hour.

With this loan app you can obtain up to #100,000 loan without collateral or paper work and you don’t need leave your location with just your phone you are good to go


Requirement to obtain loan from credit all loan app (All credit)

Before you can obtain loan from this loan app, there are some requirements you need to meet up with, which are

Have source of income


Be above 18 years of age

Have bvn and bank account

Have smart phone with which to obtain the loan

Reside in Nigeria


Once you meet up with the following requirement, you can go ahead to obtain the loan

How to apply for credit all loan app (allcredit loan app)

The first step to take is to head over to play store and download the loan app

Register with your name, bvn and other details

You will be ask to bind your ATM card which might attract #30 fee, do so and proceed

Once you are done with registration you will be login to your account

On your dashboard locate and click on loan

There you will see amount of loan you are eligible to obtain

Click it and wait for disbursement

How much you can obtain from all credit loan app

The amount you can obtain from this loan app is between #10,000 to #100,000. for first timer, you will not be able to obtain up to this, your eligible loan amount will be around #30,000 but as you continue to use the app, this will increase.

All credit loan app Interest rate and repayment period

Credit all interest rate is between 5% to 12% depending on the amount of loan secure. The repayment period is between 7 days to 90 days also depend on the amount of loan obtain.

As a first timer you will be given high interest rate and short repayment period, as you continue to use the loan app, this will improve.

Paying back your credit all loan app

To payback your loan head over to your dashboard

click on loan repayment

There you will see deferent option to pay back your loan

Click on one and make payment

Once you make payment it will reflect on your dashboard

If it does not you should contact them.

What will happen if I default or refuse to pay back

If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.

If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.

Is credit all loan app legit

Yes this loan app is legit, they will surely give you loan. But they are not license by CBN nor insured by NDIC.

Our final verdict on credit all loan app

Credit all loan app is one of the best laon app in Nigeria, they have given loan to many people. They have good review and rating on play store which is also good.

They don’t send defamatory message to their defaulters. The only problem with this loan app is that they are not license by CBN nor insured by NDIC, therefore you need to exercise caution when taking loan from them.


As stated in the introduction, this loan app is legit they will give you loan, but do not take more than you can pay back, try to avoid embarrassment and had I know.

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