Aim laon app is another loan app in Nigiera that give instant loan without collateral or paper work.
Their loan processing is fast within minute of submitting application your Loan will be be disbursed. With this loan app you can obtain up to #100,000 at a go.
Requirements to obtain aim loan app
To obtain loan from this app, below are the requirement you need to meet up with
Have good credit score
Have bvn and bank account
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Have source of income
Be above 18 years of age
Have smart phone with which to download the loan app
How to apply for aim loan app
The first step to take is to head over to play store and download the loan app
Register with your name, bvn and other details
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You will be ask to bind your ATM card which might attract #30 fee, do so and proceed
Once you are done with registration you will be login to your account
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
Click it and wait for disbursement
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How much you can obtain from aim loan app
With aim laon app you cannot in up to #100,000 at ago without collateral or paper work but as a first to you will not get up to this. As you continue o use the app the amount of loan you can get will increase.
Aim loan interest rate and repayment period
Aim loan interest rate is between 5% to 15% depending on the amount of loan obtain and the repayment period.
Their repayment period is between 7 days to 180 days, also depend on the amount of loan obtain.
For the first timer your interest rate will be high while your repayment period will be short. As you continue to use the apps this will improve.
Paying back your aim loan
To payback your loan head over to your dashboard
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click on loan repayment
There you will see deferent option to pay back your loan
Click on one and make payment
Once you make payment it wil reflect on your dashboard
If it does not you should contact them.
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What will happen if I default or refuse to pay back
If you default you will be punish by Increase in your loan Interest rate which might be up to 2%.
If you abscond, your name and bvn will be send to credit bureau for blacklisting which means you will not be able to obtain loan again in Nigeria until you pay back and clear your name with credit bureau.
Trust me this process is usually time consuming, your best bet is to pay your loan as at when due.
Is aim loan legit
Yes, aim loan app is legit, they will surely give you loan, though they are not license by CBN yet
Our final verdict on aim loan app
Aim loan app is legit they have given loan to many people in Nigeria, so you have noting to worry about.
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They have good review and rating on play store as at the time of writing this article and this implies that they know what they are doing.
The only problem with this app is that they are not license by CBN therefore exercise caution when taking loan from this app
Conclusion
Above is how to obtain loan from aim loan app, as you have read they will surely give you loan but exercise caution, take loan that you know you can pay back to avoid had I know.
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