9money loan app will give you loan in Nigeria without collateral or paper work and you don’t need to visit any location to obtain the loan, with your phone you are good to go.
Their loan processing is very fast within 1 hour of submitting application your loan will be disbursed.
Requirement to obtain loan from 9 money loan
Below are the requirement you need to meet up with before you can obtain the 9 money loan
Have good credit score
Have BVN and bank account
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Have source of income
Be above 18 years of age
Have smart phone with which to download the loan app
How to apply for 9money loan app
To apply for 9 money loan app head over to play store and download the app
Registers with your name, bvn and other details
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Once you are done with registration
You will be login to your dashboard
On your dashboard locate and click on loan
There you will see amount of loan you are eligible to obtain
Take the offer and wait for disbursement
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How much you can obtain from 9 money loan app
With 9money loan app you can obtain up to #50,000 at a go without collateral or paper work.
As a first timer you might not be able to obtain up to #20,000. As you continue to use the app, the amount you can obtain will increase.
9money loan interest rate and repayment period
9money interest rate is between 5% to 15% depending on the amount of loan obtain. The repayments periods is between 7 days to 180 days, it also depend on the amount of loan obtain.
As first timer you will be given higher interest rate and short repayment period, this will be improve as you continue to use the app.
Paying back your 9money loan
To pay back your loan head over to your dashboard
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Locate and click on loan
There you will see deferent options to payback your loan
Click on one and make payment
Once you make payment it will reflect on your dashboard
If it does not you should contact them.
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What will happen if I refuse to pay back
If you refuse to pay back, your name and other details will be sent to credit bureau for black listing which means you will not be able to take loan again in Nigeria until you settle your debt and clear your name from credit bureau.
Is 9money loan legit
Yes 9money loan is legit, they will give you loan but exercise caution when taking loan from them, they are not license by CBN nor insurered by NDIC
Our verdict on 9money loan
9money is a legit loan app, they have good review on play store, yet I will advice you to exercise caution when taking loan from them.
Conclusion
Above is how to obtain loan from 9money. As you can see they do give out loan to people. Only take loan that you can payback to avoid embarrassment. Also know that if any things go wrong it will take time before CBN interfere.
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